When Should I Start Thinking About Life Investments?

At some point in my life as an athlete, I got into debt that almost rendered me bankrupt. I had to think smart to save myself from the situation. During that time, the million dollar question of when to start investing kept popping up in my mind. The fact is, I depended so much on what I got from athletics that I never thought about investing. I lived so riskily since it could have only taken an injury to end … Read More..

My Steps To Getting Out Of Debt

One of the most depressing situations you can find yourself in is getting into debt. Sometimes, we get into debts because we need to, but a number of times it is because of our poor planning. Years back I got myself into a debt that took me through one of the worst experiences of my life. But along with it I learned lessons that have stayed with me throughout. I learned a few steps that helped me get out of Read More..

Saving My Money is Bringing Me More Happiness

It’s all about the money. When asked, most people would say money is something they can’t live without. And I agree, considering many things of course. Living in the modern era can be tough if you don’t have cash. Nothing’s free anymore.
Back in the ancient days when land ownership was not a legal thing, you could just settle somewhere and start farming. Fast-forward to centuries later and illegal settling and homelessness are fast becoming a trend. The point I’m … Read More..

Does Wealth Bring You Optimism?

Wealth can be seen as either something good or something bad. Wealth is neither good nor bad. It is neutral. How we use it is what makes it either good or bad. Wealth on its own does not satisfy us. However it does refine the quality of things, which makes us feel good. It can bring us luxurious things and sumptuous meals that can never be afforded by any ordinary man. However, it can never give us the satisfaction that … Read More..

I’m 26 And Already In Debt

It is easy to plunge into debt in a short time, but very difficult to come out of it. When you consider making the minimum payments, it may take ages to pay off the debt. It is paramount that you tackle your credit card debt so that you free up more money to allow you to meet bigger financial obligations. Thought I am still in debt, I have been working on it. There are a couple of strategies that I … Read More..

Creating a Spending Plan for Myself

When it comes to budgeting, young adults may not know where to get started. There are some important items you need to consider whether you’re in college, working, or just starting out on your own. Learning how to create your spending plan is key in making sure that you have a sound start to your financial stability in the future. Here are some ideas and tips to create a spending plan for young adults in your family.

Be Realistic on … Read More..

How I’m Trying To Make Extra Money

Making money as a young adult can seem like a daunting task. Especially in this day and age things have drastically changed from when I was a young adult. Thankfully, making money still is possible and there are even new ways to try and fund your budget. Here are some of the ways I made fast money as a young adult and you can to.

Babysitting (My worst idea)
Offer your babysitting services to nearby families in your area. You … Read More..

Tips and Tricks I’m Learning To Be Financially Responsible

It’s no secret that even people who know how to control their spending, sometimes they find themselves going overboard. Being financially responsible is something that can create financial security and stability. Unless you have been hit hard by a debt or an unexpected expense, you may not know how to be responsible with your finances. Knowing the tricks and tips to remain financially responsible can get you out of the pile of mounting debts and feeling insecure. These tips can … Read More..

Do Happy People Save More Money?

When you lead a happy life, it is mostly likely that you will save money. You may wonder what the relationship between living happily and saving money is. Have you ever asked yourself why when you go shopping when stressed out? You spend unnecessarily. Unhappy life can hit hard on your finances. Here are reasons why happy people tend to save more money than unhappy individuals.

Less stress, less consciousness in spending
When you are stressed out, you are not … Read More..